A Smarter Way to Process Reimbursement Claims.

Vistora’s X-1 Smart Claims engine is purpose-built for Uttarakhand’s State Health System. Accelerate reimbursements, prevent fraud, and save crores, all without replacing existing systems.

How We Fit In.

We don’t replace your teams or partners. We bring hospitals and SHA onto one secure platform, while quietly speeding up claims and flagging fraud behind the scenes.

  • Hospitals, TPAs, and the SHA connect through one platform. No more fragmented documents, Excel sheets, or conflicting systems.

  • FHPL, Arogya Mitras, and SHA staff continue their work. We don’t replace anyone, we just give them better tools.

  • Our platform autoadjudicates routine claims and flags anomalies in real-time. That means faster payouts, fewer reversals.

  • Every action on a claim tracked via smart contracts and blockchain logs. Tamper-proof by design, not just policy.

Want To See How It Works?

This Is What Digital Uttarakhand Can Be.

In a system where fraud moves fast, our technology moves faster. Learn more on the state of the art technology that powers the X-1 Smart Claims Engine.

Federated AI, For Anti-Fraud Measures.

  • Flags high-risk claims: ghost patients, mismatched codes, and abnormal patterns before money moves. Purpose-trained on Indian health system anomalies.

  • Sensitive data never leaves its node. Our AI learns across the system without centralizing records, keeping hospitals compliant and protected.

Smart Contracts, For Tamperproof Records.

  • Submissions, edits, and approvals are auto-recorded to tamper-proof logs, giving the Uttarakhand SHA a full, indisputable claim history.

  • Smart contracts hard-code rules into the process itself, stopping leakage before it starts, not after it’s paid out.

Auto-Adjudication Engine, For Ultrafast Payouts.

  • Routine, low-risk claims are handled instantly; no manual delay, and no endless ping-pong between stakeholders.

  • Anything unusual is flagged and routed with risk context attached (provided by our AI), cutting review time and focusing attention where it’s needed.

Here’s How Much You’re Saving.

Without Vistora With Vistora
Annual Claim Spend
Indicative estimate based on available data.
₹70 Crore ₹21 Crore (projected)
Cost Per Claim ₹500 ₹150
Processing Time 7–14 days (frequent delays) <24 hours
Fraud Detection After payout (recovery risk) Pre-payout flags
Audit Trail Manual or missing (no traceability) Auto-logged, tamperproof
Operational Disruption None

Let’s Fix It Together.

Whether you're with Uttarakhand’s SHA or a health mission partner, we’ll walk you through how Vistora can plug into your system, save crores, and restore control over reimbursements.